It is a 52, and seems pretty basic, but it is a beauty.
If you are conversant with the SDC Forum, the thread is:
"Stove Huggers" the non-Studebaker Forum Orphan of the Day, 12-12, 1952 Allstate
Someone noted that the licence light is installed upside down <g>. I would hazard a guess that this beautiful museum car--no backup lights (how rare are THOSE metal blanks???) Plain Jane, trunkless, likely a 4 cyl without overdrive, is best enjoyed stationary in a museum.